Commercial Real Estate Investment Outlook Remains Positive for 2026

February 10, 2026 EB Mortgage 0

Commercial real estate investing is showing renewed momentum as investor confidence continues to strengthen heading into 2026. A recent survey from CBRE, the world’s largest commercial real estate services and investment firm, reveals that the vast majority of investors plan to increase or maintain their exposure to commercial real estate this year—signaling optimism around long-term… Read more

401(k) Debate Fuels Interest in Co-Buying Homes

January 27, 2026 EB Mortgage 0

As housing affordability continues to challenge homebuyers, President Donald Trump has expressed concerns about a proposal that would allow individuals to withdraw money from their 401(k) retirement accounts to use as a home down payment. Trump has emphasized protecting long-term retirement savings, noting that many 401(k) accounts are performing well and should remain focused on… Read more

Smart Planning for Your Home Renovation

November 19, 2025 EB Mortgage 0

Renovating your home is an exciting opportunity to improve comfort, function, and long-term value—but success starts with careful planning. Whether you’re upgrading a kitchen, refreshing the bathroom, or reimagining your entire layout, these key steps will help keep your project on track. Set a Realistic Renovation Budget Every successful renovation begins with a solid budget.… Read more

Now Might Be the Best Time to Start Your Home Renovation

October 23, 2025 EB Mortgage 0

Thinking about updating your kitchen, finishing your basement, or tackling that long-awaited home remodel? With recent rate drops, this could be the perfect time to start. Interest rates for Home Equity Lines of Credit (HELOCs) recently fell, making it more affordable for homeowners to tap into their home equity. Mortgage rates have also dipped to… Read more

Celebrating National Mortgage Professional Month with EB Mortgage

September 11, 2025 EB Mortgage Uncategorized 0

September is National Mortgage Professional Month, a time to honor the people who work behind the scenes—and on the front lines—helping families and individuals achieve the dream of homeownership. At EB Mortgage in Grand Rapids, MI, we’re proud to be part of this tradition of service, expertise, and community commitment. Why This Month Matters The… Read more

Michigan Pass-Through Bond Program: What Borrowers Should Know

August 25, 2025 EB Mortgage 0

If you’re a developer or investor looking to finance a multifamily or residential project in Michigan, the Michigan Pass-Through Bond Program through MSHDA may be a valuable option. Here’s what you need to know: 1. How it works: 2. Types of financing: 3. Program limits and timing: 4. Project requirements: 5. Why it matters for… Read more

Selling Commercial Property in 2025: A Step-by-Step Guide

July 16, 2025 EB Mortgage 0

Selling a commercial property is a multifaceted process that demands careful planning and execution. Given the current economic climate, you might be wondering if it’s the right time to sell. This article provides a comprehensive guide to the essential steps in selling a commercial property, helping you secure the best possible price. Step 1: Make… Read more

Commercial and Multifamily Mortgage Debt Sees Growth in Early 2025

June 20, 2025 EB Mortgage 0

In the first quarter of 2025, commercial and multifamily mortgage debt outstanding rose by $46.8 billion, an increase of 1.0%, reaching a total of $4.81 trillion, according to the Mortgage Bankers Association (MBA). The rise was largely driven by a $19.9 billion increase (0.9%) in multifamily mortgage debt, which grew to $2.16 trillion. Despite a… Read more

Discovering the Benefits of VA Home Loans

May 29, 2025 EB Mortgage 0

For over 80 years, VA home loans have empowered countless Veterans to achieve homeownership. Despite the program’s extensive reach, many eligible Veterans remain unaware of its full scope. Understanding VA Home Loans VA home loans, facilitated by private lenders like banks and mortgage companies, offer Veterans, Servicemembers, and eligible surviving spouses a unique guaranty benefit.… Read more

Using DSCR Loans to Expand Your Rental Property Portfolio in 2025

April 28, 2025 EB Mortgage 0

As a real estate investor looking to scale your rental property portfolio, it’s crucial to find financing options that make it easier to manage your growing business. DSCR (Debt Service Coverage Ratio) portfolio loans are an excellent solution for investors who want to consolidate their properties into one manageable loan. These loans not only simplify… Read more