15 Key Advantages of Investing in Real Estate

October 15, 2024 EB Mortgage 0

Investing in real estate is a major decision that can significantly impact your financial future. Here are the top reasons why real estate stands out as an excellent investment choice: These compelling reasons highlight why real estate is a smart addition to any investment portfolio, offering tangible assets, stable cash flow, and potential community benefits.… Read more

Exploring Primary Property Types Eligible for DSCR Loans

September 23, 2024 EB Mortgage 0

Debt Service Coverage Ratio (DSCR) loans have become a fundamental financing tool in real estate investment. These loans are designed to assess a property’s cash flow capabilities to ensure it can cover its debt obligations, making them ideal for investors looking at various property types. From residential rentals to commercial developments, DSCR loans offer a… Read more

Choosing the Right Commercial Property Loan: Fixed vs. Variable Rates

August 12, 2024 EB Mortgage 0
Animated image of percent sign going up or down, symbolic of how EB Mortgage provides commercial lending services.

Navigating the world of commercial property loans can be daunting, especially when deciding between fixed and variable interest rates. As we move through 2024, it’s crucial to understand the nuances of each option to make the best decision for your business needs. Here’s a detailed exploration of the pros and cons of fixed and variable… Read more

Green Financing: Eco-Friendly Options in Commercial Property Lending

July 16, 2024 EB Mortgage 0
Image depicting plants growing at the same rate as money invested.

The concept of sustainability has become a critical consideration in nearly every industry, with the real estate sector experiencing a significant transformation in how properties are financed. Green financing, especially in the context of commercial real estate, offers a pathway not only towards environmental stewardship but also towards potentially lucrative financial strategies. This blog explores… Read more

Forecasting the Housing Market: The Second Half of 2024

June 12, 2024 EB Mortgage 0
image of decoy houses in front of housing market graph

In the latter half of 2024, the outlook for the U.S. housing market remains mixed among experts. Glenn Kelman, CEO of Redfin, optimistically noted on CNBC that the market had reached its lowest point in the first quarter and anticipates some improvement moving forward. However, Jeff Ostrowski from Bankrate.com described the market as unpredictable and… Read more

Commercial Property Lending for Real Estate Developers:  7 Tips and Best Practices

May 21, 2024 EB Mortgage 0
Image of condo development obtained through commercial lending.

Securing financing for commercial projects presents unique challenges and opportunities for real estate developers. Understanding the landscape of commercial property lending and employing strategic approaches can significantly enhance the likelihood of obtaining favorable terms. This article provides essential tips and best practices for real estate developers looking to navigate the complex terrain of commercial property… Read more

How to Qualify for a Commercial Property Loan: Requirements and Eligibility

April 23, 2024 EB Mortgage 0
Image of a female business owner who obtained a DSCR loan.

Securing a commercial property loan is a critical step for any business owner looking to expand, diversify, or enter the real estate market. Unlike residential loans, commercial loans come with unique challenges and requirements. Understanding these can significantly enhance your chances of approval. This article will explore the key criteria borrowers must meet to qualify… Read more

How the SBA 504 Loan Program Can Benefit Your Business

March 26, 2024 EB Mortgage 0
Image of a gold piggy bank with stacks of money laid aside it.

Owning commercial property can be a pivotal step for small business owners, offering stability and the potential for significant growth. However, navigating the maze of commercial real estate financing can be daunting. This is where the Small Business Administration’s (SBA) 504 loan program comes into play, offering a lifeline to entrepreneurs aiming to purchase or… Read more

The Basics of Commercial Property Lending

February 21, 2024 EB Mortgage 0
Image of a small downtown commercial property.

Commercial property lending is an intricate part of the real estate industry, providing essential financial support for acquiring, developing, and refinancing commercial properties. This guide aims to demystify the complex world of commercial property lending, offering insight into the types of properties involved, the lending process, and the key players in the industry. What is… Read more

Unlock Real Estate Investment Opportunities with DSCR Loans

January 19, 2024 EB Mortgage 0

With careful planning and a strategic approach, DSCR loans can pave the way for a prosperous and sustainable venture into the world of real estate investment. Read on to learn more about Debt Service Coverage Ratio (DSCR) loans. Navigating Cash Flow Concerns in Real Estate Investments Investing in real estate can be both exciting and… Read more